How long will it take for your auto insurance cost to go down?
Depends why it went up.
If it was just high because you were a new driver, then usually it will go down at age 25 or when you have 7 years of experience.
If it went up because of a violation or accident, then it will go down after you demonstrate a consistent, safe driving record for 3-5 years.
There are many items that are used to calculate insurance premiums and these vary from state to state and from company to company. Common items are where you live, coverages selected, age of driver, your maritial status, use of vehicle, driving record, claims paid, also the year and make of the vehicle comes into play for physical damage coverage.
who knows when the gas prices go down and goverment stops being selfish
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