What would be the best way of conducting a transaction without getting the auto insurance involved for an accident?
Person hit me and neither of us want to report it to our auto insurance. They don't trust that I won't report it to the insurance after I get paid from him.
What should I do?
If you feel he is at fault I would just report it to your insurance. You hear too many stories of people getting screwed over because they tried to be nice to the person that smashed their car. If this guy strings you along for a month or two you will find it difficult to do anything legally at that point.
Just make sure it's a cash transaction in case he changes his mind. I would take cash if it he offered the appropriate amount. If he wanted to cheap out on me then I would say it's either this ammount or I would have to report it to get my car fixed.
Make a release, stating that you were paid $xx.xx from Mr Soandso on this date for damages from an auto accident arising on such and such date. State that you are releasing the person and their insurance company from any other claims
Both of you sign it and have it notarized
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