I'm having trouble finding ratings by people regarding their auto/home insurance. I'm located in Southern California. I don't mind paying a premium for better coverage.
That's because there aren't any.
There's no one top "best" insurer, as "best" is in the eye of the beholder. To many people, it means cheapest.
Every person is different. Depends on what you drive, what county you're in, your credit score, driving history, claims record, etc etc etc. So my auto insurance costs 42 a month but say you have bad credit yours might be 82 a month. Call a local independent agent and they'll get you a good quote.
There is no one "best" or "cheapest" carrier. You'll have to call around, give your social security number to have a credit check, give them the vehicle information, and get a bunch of quotes to figure out which carrier is cheapest FOR YOU
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